Roth Contribution Limits 2024 Married Filing Joint. If you file separately and did not live with your spouse at any time during the year, your ira deduction is determined under the single filing status. Similarly, married couples filing jointly enter the partial contribution range when magi reaches $230,000 in 2024, up from $218,000 in 2023.
If your modified agi is less than $230,000, then you are able to contribute up to the $7,000 contribution limit ($8,000 if you’re age 50 or older) in 2024. Taxpayers who are married and filing jointly must have incomes of $76,500 or less in 2024.