2024 401k Limits For Married Couples. Each spouse can contribute up to $23,000 in their 401(k) account for 2024, or up to $46,000 as a couple. Use our calculator to estimate your future balance.
Workers who contribute to a 401 (k), 403 (b), most 457 plans and the federal government’s thrift savings plan can contribute up to $23,000. In 2024, the income limit for the credit increased to $76,500 for married couples filing jointly, up from $73,000 in 2023.